NOC letter format for bank loan: Have you recently completed EMI with interest for a vehicle, housing, or business loan? Now, you still need to receive the NOC from the bank. Here, you can get information regarding NOC letter samples and their format.
NOC stands for Non-Objection Certificate, an important document that is the proof of the Loan, and you can use it when applying for another loan.
If you have not received this certificate, you immediately submit an application for NOC to the bank manager to get the document.
In the application, you should mention the Account Number, Loan details, contact number, and Address.
Let’s examine the samples you should follow while writing the Application for NOC from Bank.
Contents
NOC letter format for Bank Loan
To
The Branch Manager
State Bank of India (Mention Your Bank Name)
147, Main Road (Mention Your Bank Address)
Ernakulam, Kochi
Date: dd/mm/yyyy
Subject: Request Letter for NOC from bank
I am writing to inform you that a savings account holder in your bank for a few years. In June 2018, I took a housing loan for Rs. 6,00,000/- and paid all the EMI with interest. My Loan Number is 785*******.
My Bank Details are as follows.
Account Holder Name:
Account Number:
Registered Mobile Number:
I request that you issue the NOC certificate as quickly as possible through this letter. Thank You for your assistance with this matter.
Yours Sincerely,
Signature
Name
Address Details:
NOC letter format for Bank
1. Recipient – Start the letter by addressing the recipient. E.g., The Bank Manager followed by the address of the branch.
2. Date – You must mention the date you submit the application.
3. Subject – The NOC’s subject derived the application’s motive. Acknowledge your purpose to the bank manager can be a single sentence.
4. Salutation – Address the recipient with a greeting phrase like respected sir, madam, or Dear Sir/ Madam.
5. Body of the Letter – In the main body content, you should explain the purpose of writing the letter and mention the bank account details.
The reason and request of the bank manager should be in a pleasing tone. At last, thank the recipient for reading your application.
6. Conclusion – You must write a complementary phrase like yours sincerely, indeed, etc., with your name below.
Then write your residential address and registered mobile number for their reference.
HDFC Bank NOC letter Format
To
The Branch Manager
HDFC Bank (Mention Your Bank Name),
1st Floor, Megacity Chambers, Lyons Range (Mention Your Bank Address)
Kolkata – 700001
Date: dd/mm/yyyy
Subject: Request for NOC Letter
Respected Sir,
I am writing this application to let you know that I am _________, an account holder in your HDFC bank for 7 years. I need a NOC document from your bank for the future. I have paid the total amount of Rs. 3,00,000 for taking a loan in your branch. Hence I request you issue me the NOC in a short time.
Bank Account Details:
Name:
Account Number:
IFSC Code:
Registered Mobile Number:
I would appreciate your immediate attention to this matter. I have attached the mandatory documents with this application for your consideration. Thank you for your kind support.
Yours Sincerely,
Signature
Name
Address Details:
Also Read: Application for KYC Update in Bank
NOC Request Letter Format Sample
To
The Branch Manager
Canara Bank (Mention Your Bank Name),
21/7 Rahmath colony (Mention Your Bank Address)
Kochi – 682006
Date: dd/mm/yyyy
Subject: Request for NOC Letter
Respected Sir,
I am _______, an account holder of your esteemed bank with account number ________. Recently I paid the entire amount with interest in your bank for taking a loan earlier. Now I am expecting a NOC for this.
Hence I request you to provide me with early as possible. I have pinned all the essential documents with this application for your reference.
My bank details are provided below.
Name:
Account Number:
Loan ID:
IFSC Code:
Registered Mobile Number:
Thank you for your prompt response and cooperation.
Yours Sincerely,
Signature
Name
Address Details:
Must Read: Application for Bank Account Transfer
Application for NOC from Bank
To
The Branch Manager
Canara Bank (Mention Your Bank Name)
Rajiv Nagar 4th street (Mention Your Bank Address)
Egmore
Date: dd/mm/yyyy
Subject: Application for NOC from bank
Respected Sir,
I am Pradeep (Your Name), a savings/ current account holder in your bank for the past seven years (Mentioned years). I took a Vehicle Loan (Mention loan) for Rs. 1,00,000/- (Mention Amount) in February 2017.
My Loan Number is 22579* (mention loan number). I have completed the total EMl amount for the entire loan period of 3 years.
Bank Account Details:
Name:
Account Number:
IFSC Code:
Registered Mobile Number:
Please issue me the NOC certificate as soon as possible. I shall be highly obliged for the great favor.
Thanking You
Yours Sincerely
Signature
Name
Address Details:
Related: Application for Reopen Bank Account
Application for NOC from Bank for Car Loan
To
The Branch Manager
Indian Bank (Mention Your Bank Name)
21/7, AVM Colony (Mention Your Bank Address)
Bangalore, Karnataka
Date: dd/mm/yyyy
Subject: Application for NOC from the bank for Car Loan
Respected Sir,
I would like to inform you that I took a loan from your bank of Rs. 4,00,000 (mentioned loan amount) for purchasing my car 3 years ago. I completed the total loan amount with interest last week (mention the date) without disruption.
My Bank Details are as follows.
Account Holder Name:
Account Number:
Loan Number:
Registered Mobile Number:
Now I need a housing loan. To approach the new Loan, I need a NOC certificate from my previous Loan. So I humbly request you give me the NOC certificate at your earliest convenience. Thank you for being so helpful
Yours Sincerely
Signature
Name
Address Details:
NOC letter format for Bank
To
The Bank Manager
ICICI Bank (Mention Your Bank Name)
M.I.Road, Bhagat Bhawan, (Mention Your Bank Address)
Jaipur, Rajasthan 302001
Date: dd/mm/yyyy
Subject: Request letter for issuing NOC
Respected Sir,
I, Rohit (Your Name), residing at __ (mention address), have taken (Vehicle Loan/ Car Loan/ Housing Loan/ Education loan) Loan Number (mention loan number) at your branch in the year (mention year).
I have paid all the EMI/ Dues of the Loan with interest. Now I require a NOC certificate from your bank for (mention purpose).
My Bank Details are as follows.
Account Holder Name:
Account Number:
Registered Mobile Number:
So I kindly request you to issue the No Objection Certificate for the Loan as mentioned above Account Number at the earliest possible date.
Thanking You
Yours Sincerely
Signature
Name
Address Details:
Also Look:
- New ATM Card request Letter
- Application for Joint Account to Single Account
- Application for Bank Statement
- Change of Address Letter to Bank
FAQ – NOC Letter Format for Bank Loan
How to write NOC Letter Sample for Bank?
To receive a NOC from Bank, write a letter to the bank manager mentioning the exact reason and bank account details. After applying, you have to get the NOC within a week.
How long does a NOC Valid?
Most probably, the NOC is valid for up to 7 months. If you need a loan after the NOC expires, you must approach the bank for a new one.
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